Privacy Policy

Effective Date: 20/07/2025
This Privacy Policy explains how OBRT Confidence Cardio collects, uses, and protects your personal data when you use our website www.confidence-cardio.com and our fitness and life coaching services.

1. Who We Are
Business Name: OBRT Confidence-Cardio
Registered Address: Bezjaki 213 c, 52404 Sveti Petar u Šumi, Croatia
OIB: 506 763 17031
Email: info@confidence-cardio.com

2. What Data We Collect
We may collect the following types of personal data:
Identification Data: Name, email address, phone number
Health and Fitness Data: Only if voluntarily provided (e.g., fitness goals, dietary preferences)
Payment Information: Processed securely via third-party payment providers
Website Usage Data: IP address, browser type, time spent on pages, etc. (via cookies or analytics)

3. How We Use Your Data
We use your data to:
– Provide coaching and training services
– Respond to inquiries and provide support
– Send newsletters or updates (if opted in)
– Comply with legal obligations
– We do not sell your personal data.

4. Legal Basis for Processing
We process personal data on the following grounds:
– Your consent (e.g., for newsletters or contact forms)
– Contractual necessity (to deliver services)
– Legal obligations
– Our legitimate interest in improving services and protecting our website

5. How We Store & Protect Your Data
We implement appropriate technical and organizational measures to secure your data, including:
– Encrypted connections (SSL)
– Access control to personal information
– Secure hosting
– Data is stored in the EU or other countries with adequate data protection standards.

6. Sharing Your Data
We may share data only with trusted third parties (e.g., payment processors, email platforms) under data processing agreements.

7. Your Rights (Under GDPR)
You have the right to:
– Access your data
– Correct inaccurate data
– Request deletion (“right to be forgotten”)
– Restrict or object to processing
– Data portability
– Withdraw consent at any time
– To exercise these rights, contact us at: info@confidence-cardio.com

8. Cookies
Our website uses cookies to improve functionality and user experience. You can manage cookies through your browser settings.

9. Changes to This Policy
We may update this Privacy Policy. The latest version will always be posted on this page.

Terms of Service

Effective Date: 20/07/2025
These Terms of Service (“Terms”) govern your use of www.confidence-cardio.com and any services offered by the OBRT Confidence Cardio.

1. Acceptance of Terms
By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Services Offered
We provide fitness and life coaching services, including online consultations, personalized plans, and educational content. Services may change or be updated at our discretion.

3. User Obligations
You agree to:
– Provide accurate and complete information
– Use our services only for lawful purposes
– Not share or distribute copyrighted materials without permission

4. Health Disclaimer
Our services are not a substitute for medical advice. You should consult a healthcare professional before beginning any fitness or nutrition program.
We are not responsible for injuries or health issues resulting from misuse of our content or services.

5. Payment & Refunds
Payment terms will be outlined at the point of purchase. Unless stated otherwise, coaching sessions are non-refundable once delivered. Cancellations must be made 24 hours in advance for a refund or rescheduling.

6. Intellectual Property
All content, branding, and materials on this website are the property of the OBRT Confidence Cardio unless otherwise stated. Unauthorized use is prohibited.

7. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or services.

8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their content, privacy practices, or services.

9. Governing Law
These Terms are governed by the laws of the Republic of Croatia. Any disputes shall be resolved in the competent court in Zagreb.

10. Contact
If you have questions about these Terms, contact us at:
Email: info@confidence-cardio.com
Phone: +49 152 071 084 96